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Learn about the people, housing, costs and businesses in Moose Lake, Minnesota
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Moose Lake.
True all-in cost — P&I, taxes, insurance & utilities for homes in Moose Lake.
Find and compare lenders active near Moose Lake.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Moose Lake.
Seismic risk and earthquake insurance estimates for Moose Lake.
Wildfire exposure and insurance estimates for Moose Lake.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Moose Lake is approximately 7.042% (7.083% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Moose LakeThe median home value in Moose Lake is $221k. The median monthly rent is $898. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Moose Lake have decreased 2.6% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,017/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $44k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Moose Lake is $73k/year.
Calculate your buying powerThe largest employment sectors in Moose Lake are public administration (26%) and wholesale trade (8%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.