Local
Learn about the people, housing, costs and businesses in Morning Sun, Iowa
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Morning Sun.
True all-in cost — P&I, taxes, insurance & utilities for homes in Morning Sun.
Find and compare lenders active near Morning Sun.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Morning Sun.
Seismic risk and earthquake insurance estimates for Morning Sun.
Wildfire exposure and insurance estimates for Morning Sun.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Morning Sun is approximately 6.815% (6.848% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Morning SunThe median home value in Morning Sun is $142k. The median monthly rent is $722. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Morning Sun have decreased 10.6% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $821/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $35k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Morning Sun is $74k/year.
Calculate your buying powerThe largest employment sectors in Morning Sun are public administration (24%) and wholesale trade (10%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.