Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Mound Mortgage Calculator

Estimate your true cost of homeownership in Mound with localized property taxes, insurance, and utility data.

← Back to Mound Hub
Est. Total Monthly Cost
$1,450
P&I Payment$1,036
Taxes & Ins$317
Utilities$97
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Mound scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$195,715
Local Median: $195,715
$39,143 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,450

Monthly Breakdown

Principal & Interest
$1,036
Property Taxes
$207
Homeowners Ins.
$110
Utilities
$97

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$216,390

Local Housing Facts for Mound

  • ·Median home value: $195,715 (adjusted for current market conditions)
  • ·Est. property taxes: $2,481/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,321/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,162/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Mound?

Based on the local median home value, estimated real estate property taxes in Mound are around $2,481 per year.

What is the average home price in Mound?

The median home value in Mound is currently estimated at $195,715.

How much does homeowners insurance cost in Mound?

For a median priced home, homeowners insurance in Mound averages around $1,321 annually.

What is the true total cost of owning a home in Mound?

True homeownership costs go beyond principal and interest. In Mound, a typical homeowner with a median-priced home of $195,715 can expect to pay roughly $2,481/yr in property taxes, $1,321/yr for homeowners insurance, and $1,162/yr in energy utilities. That adds approximately $414 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.