Local
Learn about the people, housing, costs and businesses in Mountain Top, Pennsylvania
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Mountain Top.
True all-in cost — P&I, taxes, insurance & utilities for homes in Mountain Top.
Find and compare lenders active near Mountain Top.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Mountain Top.
Seismic risk and earthquake insurance estimates for Mountain Top.
Wildfire exposure and insurance estimates for Mountain Top.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Mountain Top is approximately 6.928% (6.965% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Mountain TopThe median home value in Mountain Top is $298k. The median monthly rent is $1,012. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Mountain Top have increased 15.4% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,585/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $68k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Mountain Top is $110k/year.
Calculate your buying powerThe largest employment sectors in Mountain Top are public administration (31%) and retail (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.