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Cost of Living in Nacogdoches County

Is it better to rent or buy in Nacogdoches County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$55,745
$1,007/mo

Median in area: $1,007

$172,761

Median in area: $172,761

$34,552

If you Rent

🔑
$1,089 /mo
Base Rent$1,007
Est. Utilities$82
% of Income23.4%
Pre-tax Residual$3,556

If you Buy

🏠
$1,279 /mo
P&I (7.146%)$933
Taxes & Ins$264
Est. Utilities$82
% of Income27.5%
Pre-tax Residual$3,366

Compare Nearby Areas

See how Nacogdoches County stacks up against neighboring areas.

Cost of Living FAQs

Is it cheaper to rent or buy in Nacogdoches County?

Based on median housing data, renting is currently more affordable on a monthly basis in Nacogdoches County. The estimated all-in monthly cost for renting is $1,089, while owning a median-priced home with a 20% down payment is roughly $1,279 per month (a difference of $190).

How much do utilities cost in Nacogdoches County?

The average monthly utility cost (electricity and natural gas) for a typical home in Nacogdoches County is approximately $82. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Nacogdoches County?

To comfortably afford the median rent and utilities in Nacogdoches County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $43,560 per year.