Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Nantucket Mortgage Calculator

Estimate your true cost of homeownership in Nantucket with localized property taxes, insurance, and utility data.

← Back to Nantucket Hub
Est. Total Monthly Cost
$13,675
P&I Payment$8,259
Taxes & Ins$5,060
Utilities$356
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Nantucket scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$1,569,686
Local Median: $1,569,686
$313,937 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$13,675

Monthly Breakdown

Principal & Interest
$8,259
Property Taxes
$385
Homeowners Ins.
$4,674
Utilities
$356

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,717,350

Local Housing Facts for Nantucket

  • ·Median home value: $1,569,686 (adjusted for current market conditions)
  • ·Est. property taxes: $4,624/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $56,092/yr — based on local per-$1K premium rates
  • ·Energy utilities: $4,276/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Nantucket?

Based on the local median home value, estimated real estate property taxes in Nantucket are around $4,624 per year.

What is the average home price in Nantucket?

The median home value in Nantucket is currently estimated at $1,569,686.

How much does homeowners insurance cost in Nantucket?

For a median priced home, homeowners insurance in Nantucket averages around $56,092 annually.

What is the true total cost of owning a home in Nantucket?

True homeownership costs go beyond principal and interest. In Nantucket, a typical homeowner with a median-priced home of $1,569,686 can expect to pay roughly $4,624/yr in property taxes, $56,092/yr for homeowners insurance, and $4,276/yr in energy utilities. That adds approximately $5,416 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.