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Narragansett Pier Mortgage Calculator

Estimate your true cost of homeownership in Narragansett Pier with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$6,619
P&I Payment$5,731
Taxes & Ins$684
Utilities$205

Mortgage Details

$1,095,327
Local Median: $1,095,327
$219,065 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$6,619

Monthly Breakdown

Principal & Interest
$5,731
Property Taxes
$468
Homeowners Ins.
$216
Utilities
$205

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,186,782

Local Housing Facts for Narragansett Pier

  • ·Median home value: $1,095,327 (adjusted for current market conditions)
  • ·Est. property taxes: $5,610/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,594/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,457/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Narragansett Pier?

Based on the local median home value, estimated real estate property taxes in Narragansett Pier are around $5,610 per year.

What is the average home price in Narragansett Pier?

The median home value in Narragansett Pier is currently estimated at $1,095,327.

How much does homeowners insurance cost in Narragansett Pier?

For a median priced home, homeowners insurance in Narragansett Pier averages around $2,594 annually.

What is the true total cost of owning a home in Narragansett Pier?

True homeownership costs go beyond principal and interest. In Narragansett Pier, a typical homeowner with a median-priced home of $1,095,327 can expect to pay roughly $5,610/yr in property taxes, $2,594/yr for homeowners insurance, and $2,457/yr in energy utilities. That adds approximately $888 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.