Local
Learn about the people, housing, costs and businesses in Naval Academy, Maryland
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Naval Academy.
True all-in cost — P&I, taxes, insurance & utilities for homes in Naval Academy.
Find and compare lenders active near Naval Academy.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Naval Academy is approximately 6.891% (6.927% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Naval AcademyHome values in Naval Academy have increased 12.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,768/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $119k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Naval Academy is $121k/year.
Calculate your buying powerThe largest employment sectors in Naval Academy are public administration (32%) and retail (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.