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Cost of Living in Navarro County

Is it better to rent or buy in Navarro County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$65,092
$1,026/mo

Median in area: $1,026

$177,648

Median in area: $177,648

$35,530

If you Rent

🔑
$1,166 /mo
Base Rent$1,026
Est. Utilities$140
% of Income21.5%
Pre-tax Residual$4,258

If you Buy

🏠
$1,379 /mo
P&I (7.049%)$950
Taxes & Ins$289
Est. Utilities$140
% of Income25.4%
Pre-tax Residual$4,045

Compare Nearby Areas

See how Navarro County stacks up against neighboring areas.

countyLimestone County, TX
$897/mo
countyHill County, TX
$930/mo
countyFreestone County, TX
$814/mo
countyEllis County, TX
$1,760/mo
countyHenderson County, TX
$1,060/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Navarro County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Navarro County. The estimated all-in monthly cost for renting is $1,166, while owning a median-priced home with a 20% down payment is roughly $1,379 per month (a difference of $213).

How much do utilities cost in Navarro County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Navarro County is approximately $140. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Navarro County?›

To comfortably afford the median rent and utilities in Navarro County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $46,640 per year.