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Neches Mortgage Calculator

Estimate your true cost of homeownership in Neches with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,602
P&I Payment$1,264
Taxes & Ins$258
Utilities$80
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Mortgage Details

$236,016
Local Median: $236,016
$47,203 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,602

Monthly Breakdown

Principal & Interest
$1,264
Property Taxes
$147
Homeowners Ins.
$111
Utilities
$80

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$266,107

Local Housing Facts for Neches

  • ·Median home value: $236,016 (adjusted for current market conditions)
  • ·Est. property taxes: $1,759/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,331/yr — based on local per-$1K premium rates
  • ·Energy utilities: $965/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Neches?

Based on the local median home value, estimated real estate property taxes in Neches are around $1,759 per year.

What is the average home price in Neches?

The median home value in Neches is currently estimated at $236,016.

How much does homeowners insurance cost in Neches?

For a median priced home, homeowners insurance in Neches averages around $1,331 annually.

What is the true total cost of owning a home in Neches?

True homeownership costs go beyond principal and interest. In Neches, a typical homeowner with a median-priced home of $236,016 can expect to pay roughly $1,759/yr in property taxes, $1,331/yr for homeowners insurance, and $965/yr in energy utilities. That adds approximately $338 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.