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Neelyville Mortgage Calculator

Estimate your true cost of homeownership in Neelyville with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,022
P&I Payment$673
Taxes & Ins$167
Utilities$182
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Mortgage Details

$124,759
Local Median: $124,759
$24,952 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,022

Monthly Breakdown

Principal & Interest
$673
Property Taxes
$79
Homeowners Ins.
$88
Utilities
$182

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$142,628

Local Housing Facts for Neelyville

  • ·Median home value: $124,759 (adjusted for current market conditions)
  • ·Est. property taxes: $949/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,053/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,178/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Neelyville?

Based on the local median home value, estimated real estate property taxes in Neelyville are around $949 per year.

What is the average home price in Neelyville?

The median home value in Neelyville is currently estimated at $124,759.

How much does homeowners insurance cost in Neelyville?

For a median priced home, homeowners insurance in Neelyville averages around $1,053 annually.

What is the true total cost of owning a home in Neelyville?

True homeownership costs go beyond principal and interest. In Neelyville, a typical homeowner with a median-priced home of $124,759 can expect to pay roughly $949/yr in property taxes, $1,053/yr for homeowners insurance, and $2,178/yr in energy utilities. That adds approximately $348 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.