Safe Rate Local

Mortgage Rates in Nemaha County, KS

7.149%APR 7.178% · $1,556/mo (20% Down)
Updated daily · May 22, 2026+0.234% (14d)
Safe Rate Choice20% Down Conv.
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14-Day Rate Trend
+0.234%
LO 6.897%HI 7.149%TODAY 7.149%
ProductRate / APR Mo. Payment Points
FHA Streamline
FHA streamline refinance
+$127/mo MI
0% Down640 FICO30-yr
6.282%
7.048% APR
$1,747
Principal & Interest
$0 Points
15-Year Refi
15-year fixed refinance
0% Down740 FICO15-yr
6.283%
6.326% APR
$1,824
Principal & Interest
$0 Points
VA Cash-Out
VA cash-out refinance
0% Down640 FICO30-yr
6.425%
6.796% APR
$1,801
Principal & Interest
$0 Points
VA IRRRL
VA streamline refinance
0% Down640 FICO30-yr
6.430%
6.580% APR
$1,647
Principal & Interest
$0 Points
Rate/Term Refi
Conventional rate/term refinance
0% Down740 FICO30-yr
7.064%
7.093% APR
$1,422
Principal & Interest
$0 Points
Cash-Out Refi
Conventional cash-out refinance
0% Down740 FICO30-yr
7.508%
7.539% APR
$1,613
Principal & Interest
$0 Points

Mortgage Rates in Nemaha County: Local Market Snapshot

Median Home Value
$244,336
2-Yr Appreciation
24.5%
increase
Median Income
$77,088
household
Price-to-Income
3.2x
within reach

Rates updated daily via Safe Rate's pricing engine using live investor rate sheets, calibrated to Nemaha County's local loan limits and FHFA market data. Your actual rate depends on credit score, down payment, and lender.

Frequently Asked Questions

Market Snapshot

FIPS 20131
Average Home Value
$244,336
Average Rent
$751/mo
Average Income
$77,088
Property Tax
$2,099/yr
Avg Loan
$212,308
Avg LTV
73.7%

Estimated Insurance

Homeowners Insurance
HO-3 policy · covers dwelling, property & liability
$99/mo
Flood Insurance$35/mo
Risk TierVery High
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Rates are representative estimates using base pricing sourced from national wholesale lenders. Safe Rate Mortgage is a broker driven platform. Estimated rates incorporate 1.40% lender paid compensation (minimum $2,000, maximum $4,000). At initial launch, no compensation occurs. Demographic and housing data sourced from public HUD and FHFA datasets.