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Learn about the people, housing, costs and businesses in Nephi, Utah
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Nephi.
True all-in cost — P&I, taxes, insurance & utilities for homes in Nephi.
Find and compare lenders active near Nephi.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Nephi.
Seismic risk and earthquake insurance estimates for Nephi.
Wildfire exposure and insurance estimates for Nephi.
As of today, the 30-year fixed mortgage rate for Nephi is approximately 6.923% (6.960% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for NephiThe median home value in Nephi is $422k. The median monthly rent is $1,004. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Nephi have increased 3.0% over the past two years. The market has been relatively stable. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,266/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $54k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Nephi is $107k/year.
Calculate your buying powerThe largest employment sectors in Nephi are public administration (25%) and wholesale trade (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.