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Nevada Mortgage Calculator

Estimate your true cost of homeownership in Nevada with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$1,583

P&I Payment$1,059

Taxes & Ins$300

Utilities$225

Also calculate:FHA Calculator VA Calculator

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Mortgage Details

Home Price$199,448

Local Median: $199,448

Down Payment$39,890 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$2,746

Homeowners Ins. / yr$850

Include Flood InsuranceOptional

Estimated based on Nevada FEMA risk profiles.

Include Est. Utilities$2,697/yr

Based on DOE LEAD data for Nevada.

Monthly$1,583

Monthly Breakdown

Principal & Interest

$1,059

Property Taxes

$229

Homeowners Ins.

$71

Utilities

$225

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$221,634

Local Housing Facts for Nevada

·Median home value: $199,448 (adjusted for current market conditions)
·Est. property taxes: $2,746/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $850/yr — based on local per-$1K premium rates
·Energy utilities: $2,697/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Nevada?

Based on the local median home value, estimated real estate property taxes in Nevada are around $2,746 per year.

What is the average home price in Nevada?

The median home value in Nevada is currently estimated at $199,448.

How much does homeowners insurance cost in Nevada?

For a median priced home, homeowners insurance in Nevada averages around $850 annually.

What is the true total cost of owning a home in Nevada?

True homeownership costs go beyond principal and interest. In Nevada, a typical homeowner with a median-priced home of $199,448 can expect to pay roughly $2,746/yr in property taxes, $850/yr for homeowners insurance, and $2,697/yr in energy utilities. That adds approximately $524 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.