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New Port Richey East Mortgage Calculator

Estimate your true cost of homeownership in New Port Richey East with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,354
P&I Payment$1,029
Taxes & Ins$185
Utilities$140
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Mortgage Details

$192,876
Local Median: $192,876
$38,575 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,354

Monthly Breakdown

Principal & Interest
$1,029
Property Taxes
$100
Homeowners Ins.
$85
Utilities
$140

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$216,196

Local Housing Facts for New Port Richey East

  • ·Median home value: $192,876 (adjusted for current market conditions)
  • ·Est. property taxes: $1,201/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,024/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,678/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in New Port Richey East?

Based on the local median home value, estimated real estate property taxes in New Port Richey East are around $1,201 per year.

What is the average home price in New Port Richey East?

The median home value in New Port Richey East is currently estimated at $192,876.

How much does homeowners insurance cost in New Port Richey East?

For a median priced home, homeowners insurance in New Port Richey East averages around $1,024 annually.

What is the true total cost of owning a home in New Port Richey East?

True homeownership costs go beyond principal and interest. In New Port Richey East, a typical homeowner with a median-priced home of $192,876 can expect to pay roughly $1,201/yr in property taxes, $1,024/yr for homeowners insurance, and $1,678/yr in energy utilities. That adds approximately $325 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.