Local
Learn about the people, housing, costs and businesses in Newport Beach, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Newport Beach.
True all-in cost — P&I, taxes, insurance & utilities for homes in Newport Beach.
Find and compare lenders active near Newport Beach.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Newport Beach.
Seismic risk and earthquake insurance estimates for Newport Beach.
Wildfire exposure and insurance estimates for Newport Beach.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Newport Beach is approximately 7.015% (7.048% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Newport BeachThe median home value in Newport Beach is $1.9M. The median monthly rent is $3,223. Annual property taxes average $10k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Newport Beach have increased 1.0% over the past two years. The market has been relatively stable. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $3,510/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $150k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Newport Beach is $170k/year.
Calculate your buying powerThe largest employment sectors in Newport Beach are healthcare (23%) and arts, food, and hospitality (19%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.