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Newport News Mortgage Calculator

Estimate your true cost of homeownership in Newport News with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,988
P&I Payment$1,507
Taxes & Ins$309
Utilities$172
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Mortgage Details

$284,375
Local Median: $284,375
$56,875 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,988

Monthly Breakdown

Principal & Interest
$1,507
Property Taxes
$208
Homeowners Ins.
$101
Utilities
$172

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$315,020

Local Housing Facts for Newport News

  • ·Median home value: $284,375 (adjusted for current market conditions)
  • ·Est. property taxes: $2,494/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,210/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,063/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Newport News City?

Based on the local median home value, estimated real estate property taxes in Newport News City are around $2,494 per year.

What is the average home price in Newport News City?

The median home value in Newport News City is currently estimated at $284,375.

How much does homeowners insurance cost in Newport News City?

For a median priced home, homeowners insurance in Newport News City averages around $1,210 annually.

What is the true total cost of owning a home in Newport News City?

True homeownership costs go beyond principal and interest. In Newport News City, a typical homeowner with a median-priced home of $284,375 can expect to pay roughly $2,494/yr in property taxes, $1,210/yr for homeowners insurance, and $2,063/yr in energy utilities. That adds approximately $481 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.