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Ninety Six Mortgage Calculator

Estimate your true cost of homeownership in Ninety Six with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,047
P&I Payment$759
Taxes & Ins$106
Utilities$183
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Mortgage Details

$143,514
Local Median: $143,514
$28,703 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,047

Monthly Breakdown

Principal & Interest
$759
Property Taxes
$69
Homeowners Ins.
$37
Utilities
$183

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$158,342

Local Housing Facts for Ninety Six

  • ·Median home value: $143,514 (adjusted for current market conditions)
  • ·Est. property taxes: $824/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $444/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,193/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Ninety Six?

Based on the local median home value, estimated real estate property taxes in Ninety Six are around $824 per year.

What is the average home price in Ninety Six?

The median home value in Ninety Six is currently estimated at $143,514.

How much does homeowners insurance cost in Ninety Six?

For a median priced home, homeowners insurance in Ninety Six averages around $444 annually.

What is the true total cost of owning a home in Ninety Six?

True homeownership costs go beyond principal and interest. In Ninety Six, a typical homeowner with a median-priced home of $143,514 can expect to pay roughly $824/yr in property taxes, $444/yr for homeowners insurance, and $2,193/yr in energy utilities. That adds approximately $288 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.