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North Little Rock Mortgage Calculator

Estimate your true cost of homeownership in North Little Rock with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$1,383

P&I Payment$1,028

Taxes & Ins$194

Utilities$162

Also calculate:FHA Calculator VA Calculator

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Mortgage Details

Home Price$192,006

Local Median: $192,006

Down Payment$38,401 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$1,264

Homeowners Ins. / yr$1,060

Include Flood InsuranceOptional

Estimated based on North Little Rock FEMA risk profiles.

Include Est. Utilities$1,940/yr

Based on DOE LEAD data for North Little Rock.

Monthly$1,383

Monthly Breakdown

Principal & Interest

$1,028

Property Taxes

$105

Homeowners Ins.

$88

Utilities

$162

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$216,412

Local Housing Facts for North Little Rock

·Median home value: $192,006 (adjusted for current market conditions)
·Est. property taxes: $1,264/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $1,060/yr — based on local per-$1K premium rates
·Energy utilities: $1,940/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in North Little Rock?

Based on the local median home value, estimated real estate property taxes in North Little Rock are around $1,264 per year.

What is the average home price in North Little Rock?

The median home value in North Little Rock is currently estimated at $192,006.

How much does homeowners insurance cost in North Little Rock?

For a median priced home, homeowners insurance in North Little Rock averages around $1,060 annually.

What is the true total cost of owning a home in North Little Rock?

True homeownership costs go beyond principal and interest. In North Little Rock, a typical homeowner with a median-priced home of $192,006 can expect to pay roughly $1,264/yr in property taxes, $1,060/yr for homeowners insurance, and $1,940/yr in energy utilities. That adds approximately $355 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.