Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

North Rose Mortgage Calculator

Estimate your true cost of homeownership in North Rose with localized property taxes, insurance, and utility data.

← Back to North Rose Hub
Est. Total Monthly Cost
$1,182
P&I Payment$718
Taxes & Ins$251
Utilities$213
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this North Rose scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$133,116
Local Median: $133,116
$26,623 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,182

Monthly Breakdown

Principal & Interest
$718
Property Taxes
$192
Homeowners Ins.
$60
Utilities
$213

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$151,897

Local Housing Facts for North Rose

  • ·Median home value: $133,116 (adjusted for current market conditions)
  • ·Est. property taxes: $2,300/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $716/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,561/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in North Rose?

Based on the local median home value, estimated real estate property taxes in North Rose are around $2,300 per year.

What is the average home price in North Rose?

The median home value in North Rose is currently estimated at $133,116.

How much does homeowners insurance cost in North Rose?

For a median priced home, homeowners insurance in North Rose averages around $716 annually.

What is the true total cost of owning a home in North Rose?

True homeownership costs go beyond principal and interest. In North Rose, a typical homeowner with a median-priced home of $133,116 can expect to pay roughly $2,300/yr in property taxes, $716/yr for homeowners insurance, and $2,561/yr in energy utilities. That adds approximately $465 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.