Safe Rate Local
Learn about the people, housing, costs and businesses in North Utica, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in North Utica.
True all-in cost — P&I, taxes, insurance & utilities for homes in North Utica.
Find and compare lenders active near North Utica.
FEMA flood zones and flood insurance estimates for North Utica.
Seismic risk and earthquake insurance estimates for North Utica.
Wildfire exposure and insurance estimates for North Utica.
As of today, the 30-year fixed mortgage rate for North Utica is approximately 7.032% (7.042% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for North UticaThe median home value in North Utica is $243k. The median monthly rent is $1,202. Annual property taxes average $5k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in North Utica have increased 8.8% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,194/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $51k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in North Utica is $109k/year.
Calculate your buying powerThe largest employment sectors in North Utica are public administration (19%) and retail (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.