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Cost of Living in Northumberland County

Is it better to rent or buy in Northumberland County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$67,931
$853/mo

Median in area: $853

$323,747

Median in area: $323,747

$64,749

If you Rent

🔑
$1,056 /mo
Base Rent$853
Est. Utilities$203
% of Income18.7%
Pre-tax Residual$4,605

If you Buy

🏠
$2,493 /mo
P&I (6.984%)$1,720
Taxes & Ins$570
Est. Utilities$203
% of Income44.0%
Pre-tax Residual$3,168

Compare Nearby Areas

See how Northumberland County stacks up against neighboring areas.

countyWestmoreland County, VA
$1,065/mo
countyRichmond County, VA
$1,082/mo
countyAccomack County, VA
$1,026/mo
countySt. Mary's County, MD
$1,751/mo
countyLancaster County, VA
$1,035/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Northumberland County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Northumberland County. The estimated all-in monthly cost for renting is $1,056, while owning a median-priced home with a 20% down payment is roughly $2,493 per month (a difference of $1,437).

How much do utilities cost in Northumberland County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Northumberland County is approximately $203. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Northumberland County?›

To comfortably afford the median rent and utilities in Northumberland County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $42,240 per year.