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Notre Dame Mortgage Calculator

Estimate your true cost of homeownership in Notre Dame with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,225
P&I Payment$897
Taxes & Ins$180
Utilities$148
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Mortgage Details

$168,595
Local Median: $168,595
$33,719 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,225

Monthly Breakdown

Principal & Interest
$897
Property Taxes
$128
Homeowners Ins.
$52
Utilities
$148

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$188,131

Local Housing Facts for Notre Dame

  • ·Median home value: $168,595 (adjusted for current market conditions)
  • ·Est. property taxes: $1,534/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $626/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,779/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Notre Dame?

Based on the local median home value, estimated real estate property taxes in Notre Dame are around $1,534 per year.

What is the average home price in Notre Dame?

The median home value in Notre Dame is currently estimated at $168,595.

How much does homeowners insurance cost in Notre Dame?

For a median priced home, homeowners insurance in Notre Dame averages around $626 annually.

What is the true total cost of owning a home in Notre Dame?

True homeownership costs go beyond principal and interest. In Notre Dame, a typical homeowner with a median-priced home of $168,595 can expect to pay roughly $1,534/yr in property taxes, $626/yr for homeowners insurance, and $1,779/yr in energy utilities. That adds approximately $328 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.