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Learn about the people, housing, costs and businesses in Oak Valley Union, California
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Oak Valley Union.
True all-in cost — P&I, taxes, insurance & utilities for homes in Oak Valley Union.
Find and compare lenders active near Oak Valley Union.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Oak Valley Union.
Seismic risk and earthquake insurance estimates for Oak Valley Union.
Wildfire exposure and insurance estimates for Oak Valley Union.
As of today, the 30-year fixed mortgage rate for Oak Valley Union is approximately 6.811% (6.844% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Oak Valley UnionThe median home value in Oak Valley Union is $481k. The median monthly rent is $1,227. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Oak Valley Union have increased 48.0% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,460/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $63k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Oak Valley Union is $67k/year.
Calculate your buying powerThe largest employment sectors in Oak Valley Union are public administration (22%) and healthcare (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.