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Learn about the people, housing, costs and businesses in Ocean County County
Select a topic to explore real data for Ocean County.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Ocean County.
Estimate payments for homes in Ocean County.
People, housing & businesses in Ocean County.
Find and compare lenders active near Ocean County.
Homeowners, flood & wildfire estimates for Ocean County.
Income, rent and all-in ownership costs for Ocean County.
FEMA flood zones and flood insurance estimates for Ocean County.
Seismic risk and earthquake insurance estimates for Ocean County.
Wildfire exposure and insurance estimates for Ocean County.
As of today, the 30-year fixed mortgage rate for Ocean County is approximately 6.942% (6.966% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Ocean CountyThe median home value in Ocean County is $471k. The median monthly rent is $1,863. Annual property taxes average $7k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Ocean County have increased 22.7% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,784/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $76k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Ocean County is $95k/year.
Calculate your buying powerThe largest employment sectors in Ocean County are public administration (29%) and healthcare (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas