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Odem Mortgage Calculator

Estimate your true cost of homeownership in Odem with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$947
P&I Payment$596
Taxes & Ins$261
Utilities$90
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Mortgage Details

$111,467
Local Median: $111,467
$22,293 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$947

Monthly Breakdown

Principal & Interest
$596
Property Taxes
$108
Homeowners Ins.
$153
Utilities
$90

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$125,463

Local Housing Facts for Odem

  • ·Median home value: $111,467 (adjusted for current market conditions)
  • ·Est. property taxes: $1,298/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,830/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,085/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Odem?

Based on the local median home value, estimated real estate property taxes in Odem are around $1,298 per year.

What is the average home price in Odem?

The median home value in Odem is currently estimated at $111,467.

How much does homeowners insurance cost in Odem?

For a median priced home, homeowners insurance in Odem averages around $1,830 annually.

What is the true total cost of owning a home in Odem?

True homeownership costs go beyond principal and interest. In Odem, a typical homeowner with a median-priced home of $111,467 can expect to pay roughly $1,298/yr in property taxes, $1,830/yr for homeowners insurance, and $1,085/yr in energy utilities. That adds approximately $351 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.