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Odenville Mortgage Calculator

Estimate your true cost of homeownership in Odenville with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,682
P&I Payment$1,315
Taxes & Ins$136
Utilities$231
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Mortgage Details

$245,490
Local Median: $245,490
$49,098 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,682

Monthly Breakdown

Principal & Interest
$1,315
Property Taxes
$53
Homeowners Ins.
$83
Utilities
$231

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$277,027

Local Housing Facts for Odenville

  • ·Median home value: $245,490 (adjusted for current market conditions)
  • ·Est. property taxes: $636/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $992/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,774/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Odenville?

Based on the local median home value, estimated real estate property taxes in Odenville are around $636 per year.

What is the average home price in Odenville?

The median home value in Odenville is currently estimated at $245,490.

How much does homeowners insurance cost in Odenville?

For a median priced home, homeowners insurance in Odenville averages around $992 annually.

What is the true total cost of owning a home in Odenville?

True homeownership costs go beyond principal and interest. In Odenville, a typical homeowner with a median-priced home of $245,490 can expect to pay roughly $636/yr in property taxes, $992/yr for homeowners insurance, and $2,774/yr in energy utilities. That adds approximately $367 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.