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Odum Mortgage Calculator

Estimate your true cost of homeownership in Odum with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,778
P&I Payment$1,288
Taxes & Ins$322
Utilities$169
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Mortgage Details

$244,516
Local Median: $244,516
$48,903 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,778

Monthly Breakdown

Principal & Interest
$1,288
Property Taxes
$142
Homeowners Ins.
$180
Utilities
$169

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$267,942

Local Housing Facts for Odum

  • ·Median home value: $244,516 (adjusted for current market conditions)
  • ·Est. property taxes: $1,704/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,156/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,025/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Odum?

Based on the local median home value, estimated real estate property taxes in Odum are around $1,704 per year.

What is the average home price in Odum?

The median home value in Odum is currently estimated at $244,516.

How much does homeowners insurance cost in Odum?

For a median priced home, homeowners insurance in Odum averages around $2,156 annually.

What is the true total cost of owning a home in Odum?

True homeownership costs go beyond principal and interest. In Odum, a typical homeowner with a median-priced home of $244,516 can expect to pay roughly $1,704/yr in property taxes, $2,156/yr for homeowners insurance, and $2,025/yr in energy utilities. That adds approximately $490 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.