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Learn about the people, housing, costs and businesses in Okaton, South Dakota
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Okaton.
True all-in cost — P&I, taxes, insurance & utilities for homes in Okaton.
Find and compare lenders active near Okaton.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Okaton.
Seismic risk and earthquake insurance estimates for Okaton.
Wildfire exposure and insurance estimates for Okaton.
As of today, the 30-year fixed mortgage rate for Okaton is approximately 6.850% (6.885% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for OkatonThe median home value in Okaton is $140k. The median monthly rent is $543. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $835/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $36k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Okaton is $65k/year.
Calculate your buying powerThe largest employment sectors in Okaton are public administration (20%) and healthcare (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.