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Learn about the people, housing, costs and businesses in Old Elm Spring Colony, South Dakota
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Old Elm Spring Colony.
True all-in cost — P&I, taxes, insurance & utilities for homes in Old Elm Spring Colony.
Find and compare lenders active near Old Elm Spring Colony.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Old Elm Spring Colony.
Seismic risk and earthquake insurance estimates for Old Elm Spring Colony.
Wildfire exposure and insurance estimates for Old Elm Spring Colony.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Old Elm Spring Colony is approximately 6.998% (7.038% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Old Elm Spring ColonyThe median home value in Old Elm Spring Colony is $157k. The median monthly rent is $724. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Old Elm Spring Colony have increased 13.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $725/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $31k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Old Elm Spring Colony is $75k/year.
Calculate your buying powerThe largest employment sectors in Old Elm Spring Colony are public administration (21%) and healthcare (9%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.