Safe Rate Local
Learn about the people, housing, costs and businesses in Olympia, Washington
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Olympia.
True all-in cost — P&I, taxes, insurance & utilities for homes in Olympia.
Find and compare lenders active near Olympia.
FEMA flood zones and flood insurance estimates for Olympia.
Seismic risk and earthquake insurance estimates for Olympia.
Wildfire exposure and insurance estimates for Olympia.
As of today, the 30-year fixed mortgage rate for Olympia is approximately 6.820% (6.858% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for OlympiaThe median home value in Olympia is $458k. The median monthly rent is $1,665. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Olympia have increased 8.9% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,703/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $73k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Olympia is $86k/year.
Calculate your buying powerThe largest employment sectors in Olympia are public administration (26%) and healthcare (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.