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Learn about the people, housing, costs and businesses in Omak, Washington
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Omak.
True all-in cost — P&I, taxes, insurance & utilities for homes in Omak.
Find and compare lenders active near Omak.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Omak.
Seismic risk and earthquake insurance estimates for Omak.
Wildfire exposure and insurance estimates for Omak.
As of today, the 30-year fixed mortgage rate for Omak is approximately 6.959% (6.997% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for OmakThe median home value in Omak is $270k. The median monthly rent is $934. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Omak have increased 10.2% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $969/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $42k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Omak is $69k/year.
Calculate your buying powerThe largest employment sectors in Omak are public administration (26%) and agriculture and mining (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.