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Learn about the people, housing, costs and businesses in Onaka, South Dakota
Real local data across mortgage, insurance, natural hazard, and place.
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Onaka.
True all-in cost — P&I, taxes, insurance & utilities for homes in Onaka.
Find and compare lenders active near Onaka.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Onaka.
Seismic risk and earthquake insurance estimates for Onaka.
Wildfire exposure and insurance estimates for Onaka.
As of today, the 30-year fixed mortgage rate for Onaka is approximately 6.899% (6.935% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for OnakaThe median home value in Onaka is $148k. The median monthly rent is $771. Annual property taxes average $916. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $708/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $30k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Onaka is $58k/year.
Calculate your buying powerThe largest employment sectors in Onaka are public administration (22%) and agriculture and mining (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.