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Learn about the people, housing, costs and businesses in Onamia, Minnesota
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Onamia.
True all-in cost — P&I, taxes, insurance & utilities for homes in Onamia.
Find and compare lenders active near Onamia.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Onamia.
Seismic risk and earthquake insurance estimates for Onamia.
Wildfire exposure and insurance estimates for Onamia.
As of today, the 30-year fixed mortgage rate for Onamia is approximately 6.911% (6.948% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for OnamiaThe median home value in Onamia is $191k. The median monthly rent is $835. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Onamia have decreased 12.6% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $824/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $35k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Onamia is $56k/year.
Calculate your buying powerThe largest employment sectors in Onamia are public administration (23%) and wholesale trade (8%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.