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Learn about the people, housing, costs and businesses in Onida, South Dakota
Real local data across mortgage, insurance, natural hazard, and place.
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Onida.
True all-in cost — P&I, taxes, insurance & utilities for homes in Onida.
Find and compare lenders active near Onida.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Onida.
Seismic risk and earthquake insurance estimates for Onida.
Wildfire exposure and insurance estimates for Onida.
As of today, the 30-year fixed mortgage rate for Onida is approximately 7.004% (7.044% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for OnidaThe median home value in Onida is $205k. The median monthly rent is $842. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $781/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $33k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Onida is $73k/year.
Calculate your buying powerThe largest employment sectors in Onida are public administration (19%) and healthcare (10%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.