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Learn about the people, housing, costs and businesses in Onton, Kentucky
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Onton.
True all-in cost — P&I, taxes, insurance & utilities for homes in Onton.
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Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Onton.
Seismic risk and earthquake insurance estimates for Onton.
Wildfire exposure and insurance estimates for Onton.
As of today, the 30-year fixed mortgage rate for Onton is approximately 6.958% (6.999% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for OntonThe median home value in Onton is $133k. The median monthly rent is $934. Annual property taxes average $969. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Onton have increased 49.7% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $827/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $35k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Onton is $68k/year.
Calculate your buying powerThe largest employment sectors in Onton are retail (25%) and public administration (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.