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Learn about the people, housing, costs and businesses in Opal, Virginia
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Opal.
True all-in cost — P&I, taxes, insurance & utilities for homes in Opal.
Find and compare lenders active near Opal.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Opal.
Seismic risk and earthquake insurance estimates for Opal.
Wildfire exposure and insurance estimates for Opal.
As of today, the 30-year fixed mortgage rate for Opal is approximately 6.963% (7.003% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for OpalThe median home value in Opal is $551k. The median monthly rent is $2,084. Annual property taxes average $5k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Opal have increased 6.3% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,246/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $96k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Opal is $134k/year.
Calculate your buying powerThe largest employment sectors in Opal are retail (22%) and public administration (19%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.