Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Opdyke

Learn about the people, housing, costs and businesses in Opdyke, Illinois

Median Home$103,600
Median Rent$742/month
Population250
Leading IndustriesTransportation · Finance & Insurance · Retail5% transportation
Home Value Growth⬆⬆⬆+35.4% over 2 years
Young Adults31% of residentsabove average nationally
Homeowners81% of occupied units
NotableAffordable Market$104k median home · lower cost than 91% of the country
Opdyke
IL

Frequently Asked Questions

What are today's mortgage rates in Opdyke?

As of today, the 30-year fixed mortgage rate for Opdyke is approximately 6.994% (7.003% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.

View current rates for Opdyke
What is the median home price in Opdyke?

The median home value in Opdyke is $104k. The median monthly rent is $742. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.

Are home values rising in Opdyke?

Home values in Opdyke have increased 35.4% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.

How much income do you need to buy a home in Opdyke?

Based on a typical all-in ownership cost of $710/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $30k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Opdyke is $61k/year.

Calculate your buying power
What industries drive the economy in Opdyke?

The largest employment sectors in Opdyke are retail (21%) and public administration (17%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.