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Opelousas Mortgage Calculator

Estimate your true cost of homeownership in Opelousas with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$830
P&I Payment$552
Taxes & Ins$71
Utilities$207
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Mortgage Details

$103,837
Local Median: $103,837
$20,767 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$830

Monthly Breakdown

Principal & Interest
$552
Property Taxes
$20
Homeowners Ins.
$51
Utilities
$207

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$115,608

Local Housing Facts for Opelousas

  • ·Median home value: $103,837 (adjusted for current market conditions)
  • ·Est. property taxes: $235/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $616/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,482/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Opelousas?

Based on the local median home value, estimated real estate property taxes in Opelousas are around $235 per year.

What is the average home price in Opelousas?

The median home value in Opelousas is currently estimated at $103,837.

How much does homeowners insurance cost in Opelousas?

For a median priced home, homeowners insurance in Opelousas averages around $616 annually.

What is the true total cost of owning a home in Opelousas?

True homeownership costs go beyond principal and interest. In Opelousas, a typical homeowner with a median-priced home of $103,837 can expect to pay roughly $235/yr in property taxes, $616/yr for homeowners insurance, and $2,482/yr in energy utilities. That adds approximately $278 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.