Local
Learn about the people, housing, costs and businesses in Orchard Homes, Montana
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Orchard Homes.
True all-in cost — P&I, taxes, insurance & utilities for homes in Orchard Homes.
Find and compare lenders active near Orchard Homes.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Orchard Homes.
Seismic risk and earthquake insurance estimates for Orchard Homes.
Wildfire exposure and insurance estimates for Orchard Homes.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Orchard Homes is approximately 6.867% (6.902% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Orchard HomesThe median home value in Orchard Homes is $533k. The median monthly rent is $1,267. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Orchard Homes have increased 17.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,297/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $56k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Orchard Homes is $70k/year.
Calculate your buying powerThe largest employment sectors in Orchard Homes are public administration (29%) and healthcare (9%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.