Local
Learn about the people, housing, costs and businesses in Orchard Mesa, Colorado
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Orchard Mesa.
True all-in cost — P&I, taxes, insurance & utilities for homes in Orchard Mesa.
Find and compare lenders active near Orchard Mesa.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Orchard Mesa.
Seismic risk and earthquake insurance estimates for Orchard Mesa.
Wildfire exposure and insurance estimates for Orchard Mesa.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Orchard Mesa is approximately 6.881% (6.917% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Orchard MesaThe median home value in Orchard Mesa is $390k. The median monthly rent is $1,318. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Orchard Mesa have increased 8.6% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,267/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $54k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Orchard Mesa is $76k/year.
Calculate your buying powerThe largest employment sectors in Orchard Mesa are public administration (25%) and wholesale trade (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.