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Orleans Parish Mortgage Calculator

Estimate your true cost of homeownership in Orleans Parish with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,943
P&I Payment$2,074
Taxes & Ins$669
Utilities$200

Mortgage Details

$390,410
Local Median: $390,410
$78,082 (20%)
%

Local Area Costs

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Monthly$2,943

Monthly Breakdown

Principal & Interest
$2,074
Property Taxes
$269
Homeowners Ins.
$400
Est. Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$434,367

Local Housing Facts for Orleans Parish

  • ·Median home value: $390,410 (adjusted for current market conditions)
  • ·Est. property taxes: $3,225/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $4,803/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,400/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Orleans Parish?

Based on the local median home value, estimated real estate property taxes in Orleans Parish are around $3,225 per year.

What is the average home price in Orleans Parish?

The median home value in Orleans Parish is currently estimated at $390,410.

How much does homeowners insurance cost in Orleans Parish?

For a median priced home, homeowners insurance in Orleans Parish averages around $4,803 annually.

What is the true total cost of owning a home in Orleans Parish?

True homeownership costs go beyond principal and interest. In Orleans Parish, a typical homeowner with a median-priced home of $390,410 can expect to pay roughly $3,225/yr in property taxes, $4,803/yr for homeowners insurance, and $2,400/yr in energy utilities. That adds approximately $869 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.