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Orono Mortgage Calculator

Estimate your true cost of homeownership in Orono with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$7,076
P&I Payment$5,716
Taxes & Ins$1,082
Utilities$278
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Mortgage Details

$1,091,663
Local Median: $1,091,663
$218,333 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$7,076

Monthly Breakdown

Principal & Interest
$5,716
Property Taxes
$731
Homeowners Ins.
$350
Utilities
$278

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,184,490

Local Housing Facts for Orono

  • ·Median home value: $1,091,663 (adjusted for current market conditions)
  • ·Est. property taxes: $8,775/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $4,204/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,334/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Orono?

Based on the local median home value, estimated real estate property taxes in Orono are around $8,775 per year.

What is the average home price in Orono?

The median home value in Orono is currently estimated at $1,091,663.

How much does homeowners insurance cost in Orono?

For a median priced home, homeowners insurance in Orono averages around $4,204 annually.

What is the true total cost of owning a home in Orono?

True homeownership costs go beyond principal and interest. In Orono, a typical homeowner with a median-priced home of $1,091,663 can expect to pay roughly $8,775/yr in property taxes, $4,204/yr for homeowners insurance, and $3,334/yr in energy utilities. That adds approximately $1,359 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.