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Cost of Living in Osage County

Is it better to rent or buy in Osage County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$78,285
$662/mo

Median in area: $662

$213,293

Median in area: $213,293

$42,659

If you Rent

🔑
$876 /mo
Base Rent$662
Est. Utilities$214
% of Income13.4%
Pre-tax Residual$5,648

If you Buy

🏠
$1,573 /mo
P&I (7.159%)$1,154
Taxes & Ins$205
Est. Utilities$214
% of Income24.1%
Pre-tax Residual$4,951

Compare Nearby Areas

See how Osage County stacks up against neighboring areas.

countyMiller County, MO
$743/mo
countyCallaway County, MO
$920/mo
countyGasconade County, MO
$782/mo
countyMaries County, MO
$608/mo
countyCole County, MO
$879/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Osage County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Osage County. The estimated all-in monthly cost for renting is $876, while owning a median-priced home with a 20% down payment is roughly $1,573 per month (a difference of $697).

How much do utilities cost in Osage County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Osage County is approximately $214. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Osage County?›

To comfortably afford the median rent and utilities in Osage County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $35,040 per year.