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Cost of Living in Osborne County

Is it better to rent or buy in Osborne County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$63,011
$595/mo

Median in area: $595

$86,400

Median in area: $86,400

$17,280

If you Rent

🔑
$875 /mo
Base Rent$595
Est. Utilities$280
% of Income16.7%
Pre-tax Residual$4,376

If you Buy

🏠
$979 /mo
P&I (7.573%)$487
Taxes & Ins$212
Est. Utilities$280
% of Income18.6%
Pre-tax Residual$4,272

Compare Nearby Areas

See how Osborne County stacks up against neighboring areas.

Cost of Living FAQs

Is it cheaper to rent or buy in Osborne County?

Based on median housing data, renting is currently more affordable on a monthly basis in Osborne County. The estimated all-in monthly cost for renting is $875, while owning a median-priced home with a 20% down payment is roughly $979 per month (a difference of $104).

How much do utilities cost in Osborne County?

The average monthly utility cost (electricity and natural gas) for a typical home in Osborne County is approximately $280. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Osborne County?

To comfortably afford the median rent and utilities in Osborne County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $35,000 per year.