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Learn about the people, housing, costs and businesses in Osceola, Iowa
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Osceola.
True all-in cost — P&I, taxes, insurance & utilities for homes in Osceola.
Find and compare lenders active near Osceola.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Osceola.
Seismic risk and earthquake insurance estimates for Osceola.
Wildfire exposure and insurance estimates for Osceola.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Osceola is approximately 7.151% (7.198% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for OsceolaThe median home value in Osceola is $146k. The median monthly rent is $942. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Osceola have increased 30.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $999/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $43k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Osceola is $68k/year.
Calculate your buying powerThe largest employment sectors in Osceola are public administration (24%) and retail (17%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.