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Learn about the people, housing, costs and businesses in Oscoda, Michigan
Real local data across mortgage, insurance, natural hazard, and place.
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Oscoda.
True all-in cost — P&I, taxes, insurance & utilities for homes in Oscoda.
Find and compare lenders active near Oscoda.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Oscoda.
Seismic risk and earthquake insurance estimates for Oscoda.
Wildfire exposure and insurance estimates for Oscoda.
As of today, the 30-year fixed mortgage rate for Oscoda is approximately 7.067% (7.112% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for OscodaThe median home value in Oscoda is $111k. The median monthly rent is $681. Annual property taxes average $963. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Oscoda have increased 88.1% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $541/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $23k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Oscoda is $40k/year.
Calculate your buying powerThe largest employment sectors in Oscoda are public administration (19%) and information and media (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.