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Learn about the people, housing, costs and businesses in Osgood, Indiana
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Osgood.
True all-in cost — P&I, taxes, insurance & utilities for homes in Osgood.
Find and compare lenders active near Osgood.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Osgood.
Seismic risk and earthquake insurance estimates for Osgood.
Wildfire exposure and insurance estimates for Osgood.
As of today, the 30-year fixed mortgage rate for Osgood is approximately 7.207% (7.255% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for OsgoodThe median home value in Osgood is $195k. The median monthly rent is $865. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Osgood have increased 34.3% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $884/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $38k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Osgood is $73k/year.
Calculate your buying powerThe largest employment sectors in Osgood are retail (23%) and public administration (23%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.