Local
Learn about the people, housing, costs and businesses in Oskaloosa, Kansas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Oskaloosa.
True all-in cost — P&I, taxes, insurance & utilities for homes in Oskaloosa.
Find and compare lenders active near Oskaloosa.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Oskaloosa.
Seismic risk and earthquake insurance estimates for Oskaloosa.
Wildfire exposure and insurance estimates for Oskaloosa.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Oskaloosa is approximately 6.987% (7.026% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for OskaloosaThe median home value in Oskaloosa is $234k. The median monthly rent is $827. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Oskaloosa have increased 8.0% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,033/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $44k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Oskaloosa is $93k/year.
Calculate your buying powerThe largest employment sectors in Oskaloosa are public administration (30%) and wholesale trade (20%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.