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Learn about the people, housing, costs and businesses in Otero County County
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Otero County.
Estimate payments for homes in Otero County.
People, housing & businesses in Otero County.
Find and compare lenders active near Otero County.
Homeowners, flood & wildfire estimates for Otero County.
Income, rent and all-in ownership costs for Otero County.
FEMA flood zones and flood insurance estimates for Otero County.
Seismic risk and earthquake insurance estimates for Otero County.
Wildfire exposure and insurance estimates for Otero County.
As of today, the 30-year fixed mortgage rate for Otero County is approximately 7.080% (7.111% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Otero CountyThe median home value in Otero County is $175k. The median monthly rent is $803. Annual property taxes average $503. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Otero County have increased 13.3% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $847/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $36k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Otero County is $54k/year.
Calculate your buying powerThe largest employment sectors in Otero County are public administration (35%) and retail (8%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas